Convenient Visa Payroll Cards

The Convenient Visa^® Payroll Card is a reloadable prepaid card that provides employers and employees a convenient, low cost alternative to payroll checks. We all know that employee direct payroll deposit is cost effective for employers and convenient for employees. However, many employees do not have bank accounts or choose not to participate in direct payroll deposit. These "unbanked" consumers are the primary target audience, particularly part-time and temporary employees, employees without checking accounts, and those who do not wish to use their checking accounts for direct deposit.

Employers offering payroll cards to their employees benefit from substantial cost savings compared to issuing paper checks, higher employee satisfaction, elimination of exposure to check fraud, improved cash control and record keeping and the satisfaction of being environmentally responsible.

Employees enjoy:

• Acceptance - usable wherever Visa debit cards are accepted
• Convenience - access to pay when not on the job on payday and optional bill payment for a safe and convenient way to pay third parties
• Cost savings - eliminates the need for costly check cashing services
• Safety - Reduces the need to cash checks in their full amount or carry large sums of cash.
• Security - a lost or stolen Visa Payroll card may be replaced with full remaining prepaid value.